Kucoin margin rates predict crypto market

Here is my theory.  You can tell a lot about the cryptocurrency market by looking at the interest rates available on peer to peer loans.  Right now loans are available for about .04% on Kucoin's peer to peer platform.  You can borrow USDT and then convert it to one of many different coins available in their margin trading platform.  That is on the very low side.  I believe that this shows a market bottom.  As the market goes up, I predict that the borrowing rate at Kucoin will go up proportionally. So my idea is that if you watch Kucoin's interest rates, you should borrow money and buy tokens when the rate is below .05 and you should be looking to sell tokens when the interest rate approaches 1.1 percent.  According to my theory, now is a time to accumulate.