I finally have a crypto rewards card that works
I applied about a year ago for the Coinbase debit card and received it but I never activated it. Well, I am starting to get caught up on stuff so I started playing around with it again. It is pretty fucking sweet. I am able to attach the debit card to my Coinbase account (regular not Pro) and spend USDC whenever I use the card. I have attached the card to Apple Pay so I get crypto on all my Apple Pay purchases too.
The current rate is 1% for some of the coins and up to 4% for others. I chose to receive my rewards in Stellar Lumens XLM because that was one of the cryptos that offers 4% back. I purchased Taco Bell today for about $10.00 using my Iphone and Apple Pay. It debited my Coinbase USDC account and in theory I should get almost 2 XLM. I haven't received it yet so I can update you when I actually get it.
The reason to chose US Dollar Coin as your coin to spend is that there is no service fee. All of the other choices have a 2.5 percent service fee. I only have $100 in my USDC account. I can transfer or convert as needed. Pretty soon you will be able to do direct deposit into Coinbase. I plan to set that up too.